Carol Rutgers' Blog

Posted on 12/27/2020

Benefits of Financing With a Credit Union

Image by annca from Pixabay You’ve finally found the perfect home. It’s got the number of bedrooms you wanted, a spacious kitchen, updated bathrooms, and even a beautiful vegetable garden out back. Now comes the tricky part—how to pay for it. Numerous home buyers find financing their mortgages through a credit union to be a good option. According...

Financing

Mortgage

+ 1 more

Posted on 12/20/2020

Cost-Effecting Ways of Staging Your Home to Sell

Making a good first impression on prospective home buyers is the key to getting your house sold within a relatively short period of time. Once your house is on the market, you'll want to make sure any major flaws, aesthetic issues, and potential buyer turnoffs have been fully addressed before the first prospects walk through your front door. Although...

Staging Your Home To Sell

Eliminate House Clutter

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Posted on 12/13/2020

Twice Baked Sweet Potato

Image by ivabalk from Pixabay With just minutes of prep and a little more than an hour of cooking time, you can make a great twice baked sweet potato dish ready to serve for your household. Here's a closer look at why it makes for such a healthy meal and what you'll need to pull it off: Why...

Posted on 12/06/2020

Is Buying a Home Easy?

There is no one-size-fits-all plan to find and purchase a home. In some instances, a buyer instantly discovers a great residence at a budget-friendly price. Or, in other cases, it may take a buyer many weeks or months to find the perfect house. Although the homebuying journey varies from person to person, there are several things that a buyer...

Buying A Home

Buyer Tips

Posted on 11/29/2020

It’s a Balancing Act: Credit and Debt

Image by David Pereiras from Shutterstock Your FICO score is a key factor used to determine if you qualify for a mortgage. The Fair Isaac Corporation (FICO) is the creator of the most common credit score used by home loan providers. The algorithm used to create your score is a closely-guarded industry secret. But in general, it factors...

Posted on 11/22/2020

Host a Yard Sale Before You Buy a House

If you plan to buy a house, you may want to host a yard sale sooner rather than later. That way, you can sell items you no longer need and won't have to worry about moving these items once you find a new residence. Ultimately, there are many reasons why it may be beneficial to host a yard sale...

Yard Sale

Buying A Home

Posted on 11/15/2020

Building or Buying a Home: Which is Right for You?

When it comes to getting what you want in your home, the question comes down to whether you build it or look for the perfect house to buy. For those who prefer new construction, the option of starting from scratch is very viable. Here are some vital factors to consider before getting started: 1. Cost Building a new...

Home Building

Custom Home

Posted on 11/08/2020

Should You Join Your HOA?

Photo by RawPixel.com via Shutterstock When it comes to homeowner’s associations, you need to know what type yours is before you determine whether to “join” it. There are two types of associations, covenant-based and voluntary. When homeowners ask about requirements to join a homeowner’s association, they may believe it is optional, but if our association is covenant-based, you...

Real Estate

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Posted on 11/01/2020

Selling Your Home: Let Your Neighbors Know

Photo by Bilanol via Shutterstock You’ve heard all the sayings: “Location, location, location,” and the line in Robert Frost’s poem, “Good fences make good neighbors.” You’ve even made Abraham Lincoln’s saying your motto, “Discourage litigation. Persuade your neighbors to compromise whenever you can.” Yet here you are, trying to sell our home, and the neighbors simply are not...

Posted on 12/06/2020

Video Tour - 80 Cutter Circle, Bluffton, SC 29909

Impressive, spacious and elegant Bateau 2 bedroom + den/office home in desirable 55+ Riverbend. 2018 HVAC & 87 gal. Rheem water heater; 2013 Roof. Beautiful built-in cabinetry in great room & office. 10' ceilings with crown molding in great room, dining area, Owners bedroom & guest bedroom. Large eat-in kitchen; walk-in pantry; Corian counters; Island with sink; 2 disposals; 2009 5-burner GE Hotpoint cooktop, like-new microwave. Imagine soaking in the Jacuzzi tub or enjoying the gas fireplace while watching TV. Extended garage & golf cart garage. AirVac Central Vacuum & speaker system. Covered lanai. Jenn-Air natural gas...

Posted on 12/06/2020

80 Cutter Circle, Bluffton, SC 29909 is now new to the market!

Impressive, spacious and elegant Bateau 2 bedroom + den/office home in desirable 55+ Riverbend. 2018 HVAC & 87 gal. Rheem water heater; 2013 Roof. Beautiful built-in cabinetry in great room & office. 10' ceilings with crown molding in great room, dining area, Owners bedroom & guest bedroom. Large eat-in kitchen; walk-in pantry; Corian counters; Island with sink; 2 disposals; 2009 5-burner GE Hotpoint cooktop, like-new microwave. Imagine soaking in the Jacuzzi tub or enjoying the gas fireplace while watching TV. Extended garage & golf cart garage. AirVac Central Vacuum & speaker system. Covered lanai. Jenn-Air natural gas...

Posted on 10/30/2020

34 Lacebark Lane, Bluffton, SC 29909 now has a new price of $319,000!

Heron on quiet, cul-de-sac street with private wooded views in 55+ Sun City. 2019 new 50-yr roof! 2018 updated Owner’s bath w/zero-entry, floor-to-ceiling tiled shower & SS kitchen appliances. 2016 HVAC/bluetooth thermostat, 2012 tankless water heater. Guest room Murphy bed w/storage; Carolina Rm to relax & enjoy views, paver driveway,& washer/dryer, laminate & tile flooring throughout, up/down screen/storm door, seamless gutters w/guards, Solatube, shutters on most windows, shelf genies in kitchen & Owner's bath, sound system, solar attic fans & Kobalt garage cabinets, new garage door & bluetooth door opener....