Carol Rutgers' Blog

Posted on 04/18/2021
Conditions, Covenants & Restrictions of Local HOA Can Limit Green Improvements
Photo by Maria Godfrida via Pixabay For a homeowner who wants to make green improvements and renovations to their personal property, the Conditions, Covenants & Restrictions, or CC&Rs, of the local homeowner association can pose problems that cost time, money and freedom of choice. This is especially true for homeowners who wish to make structural or aesthetic changes...
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Posted on 04/11/2021
3 Ways Home Buyers Can Position Themselves for the Best Mortgage Terms
Image by StockSnap from Pixabay The perfect home is not the only thing you'll need to shop for when you want to become a homeowner. In order to get the best terms, the lowest monthly payment and a reasonable interest rate, start doing some homework now -- before you even attend your first open house. 1. Check Your...
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Posted on 04/04/2021
Haste Makes Waste When Hiring Home Contractors
If you've ever experienced the frustration of paying more than necessary for home repairs, remodeling, or upgrades, you're not alone! Most of us have done it at one time or another, and it's not a pleasant feeling! The good news is that if you make up your mind to do a little research, ask questions, request a free quote,...
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Posted on 03/28/2021
How and Where to Install Insulation in an Existing Home
Image by mnplatypus from Pixabay Proper insulation not only helps you save on your energy bills. It reduces your energy impact on the environment and may create a great selling point for your home when the time comes. But knowing were to insulate an existing home can be a project. Here's what you need to know. How to...
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Posted on 03/21/2021
Kitchen Tools that Make Meal Prep Simple
Photo by Creatv Eight on Unsplash Time spent in the kitchen is almost always well worth the results at mealtime. But why spend more time in the apron than necessary when you could be spending time with the family or just relaxing. These five culinary accessories are designed to streamline the chef’s experience and help minimize food preparation...
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Posted on 03/14/2021
Outdoor Heating Options
Image by Adi Goldstein from Unsplash If you have a backyard with a terrace or balcony, consider investing in an outdoor heater to extend your living space. Add warmth to chilly fall or spring evenings while relaxing on your porch swing or enjoying a meal on your patio. With a heat source, you can enjoy your outdoor entertainment...
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Posted on 03/07/2021
Is Commuting Worth Owning a Home?
Photo by Monkey Business Images via Shutterstock Homeownership is a marvelous thing. Many folks go to extraordinary lengths to make it happen for their household. One thing that makes ownership difficult is affordability in the same locale as your employment. When that's the case, many potential buyers begin searching outside their comfortable commuting radius to find an affordable...
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Posted on 02/28/2021
Drawbacks of Financing Your Mortgage through a Credit Union
Image by Burst from Pexels Buying a home is an exciting time. As you start to comb through listings and decide you’re ready to take the plunge to purchase, you’ll want to pursue getting pre-approved for a mortgage. This way, you'll know how much you're approved for and can shop for homes within your price range. Additionally, having...
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Posted on 02/21/2021
Refresh or Replace Your Kitchen Cabinets
Photo by Jafar Mansuri on Unsplash To resurface or replace? That's the question. Consider replacing if: They have significant water or humidity damage. They're poorly constructed and/or falling apart. The design frustrates. You could do better starting over. The style can't be easily updated, for example, floral moldings. The cost to refinish is more than new cabinets. It...
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Posted on 03/10/2021
Another Property Sold - 532 Bluff Point Lane, Bluffton, SC 29909
Coveted Copper Ridge Loft with a Carolina room, office & after-market 450 sq. ft. screened porch with cathedral ceilings & hot tub with total privacy. 3 bedrooms & bathrooms, plus a den/office/4th guest room with loft, hardwoods in living areas, gas range, kitchen slideouts & ceiling fans throughout. Owners suite has a tray ceiling, huge walk-in closet, recent 6"x24" tile floor & step-in large shower. Guest bedroom & bath has private hallway. Professional landscaping surrounds entire home, wrap-around front porch, rear paver patio, & .23 acre private lot on quiet cul-de-sac. Extended garage has epoxy floor &...
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Posted on 03/05/2021
Video Tour - 15 Cutter Place, Bluffton, SC 29909
Build a custom home on this .6 acre lot with a lovely lagoon view in the desirable, upscale Riverbend neighborhood of 55+ Sun City-Hilton Head. Your dream home can soon be a reality! Choose your builder & design (within community standards). Buy now & build when you are ready (annual POA & road edge lawn maintenance required). Enjoy the $100 million of community amenities once you own the lot including 6 yr-round heated pools, 3 spas/fitness centers, theater, 3 restaurants, 2 dog parks, leisure trails, tennis, pickleball, woodshop, kayak dock, softball, & more! Buy now--empty Riverbend lots are selling quickly & soon none...
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Posted on 03/05/2021
15 Cutter Place, Bluffton, SC 29909 is now new to the market!
Build a custom home on this .6 acre lot with a lovely lagoon view in the desirable, upscale Riverbend neighborhood of 55+ Sun City-Hilton Head. Your dream home can soon be a reality! Choose your builder & design (within community standards). Buy now & build when you are ready (annual POA & road edge lawn maintenance required). Enjoy the $100 million of community amenities once you own the lot including 6 yr-round heated pools, 3 spas/fitness centers, theater, 3 restaurants, 2 dog parks, leisure trails, tennis, pickleball, woodshop, kayak dock, softball, & more! Buy now--empty Riverbend lots are selling quickly & soon none...
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