Carol Rutgers' Blog

Posted on 09/04/2022

Homeowner's insurance is an important piece of the home ownership puzzle. Because almost all mortgage lenders require proof of insurance, having a policy is more of a necessity than an option. However, many potential homeowners aren't clear about what a homeowner's insurance policy covers. While each policy is customizable and has varying details depending on the insurer, there...

Homeowners Insurance

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Posted on 08/28/2022

Home Design: Ways to Use FF&E

Furniture, fixtures and equipment (FF&E) interior design projects might seem as though they only involve choosing new items based on their style, color and other aesthetic elements. However, FF&E projects go beyond aesthetics in scope. In fact, interior designers working on FF&E projects should do significant research on textiles, materials and other components to ensure safety standards. Items...

Design

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Posted on 08/21/2022

4 Contingencies for Homebuyers to Know

In a home sale, there are many types of contingencies that might appear in the purchase contract. These special clauses provide ways for the buyer to back out of the sale if various conditions aren’t met. All contingencies are there to protect the buyer rather than the seller, but are usually up for negotiation depending on contract terms....

Posted on 08/14/2022

Types of VA Loan Benefits for Veterans With Disabilities

If you're a qualifying U.S. veteran, a VA home loan can be your quickest path to home ownership. However, if you're legally disabled, there are even more financial benefits available. Here is a basic guide to VA loan benefits for veterans with disabilities: Funding fee exemptions VA loans don't require down payments, but come with funding fees instead....

Posted on 08/07/2022

Bring the Tropics Home With These 3 Palms

Palm trees can be found on almost every continent in the world. While some hardier versions can survive colder weather, most thrive in tropical or subtropical climates. If you want to grow palm trees indoors as houseplants, you'll need to replicate a tropical environment as much as possible for them to thrive. While it might seem intimidating, there...

Posted on 07/31/2022

15-year fixed mortgages: A quick guide

Prospective homebuyers and current homeowners know that a mortgage is likely to go hand-in-hand with your home, unless another arrangement has been made. However, there are many options available for those monthly mortgage payments, most commonly through 30-year fixed rate mortgages and 15-year fixed rate mortgages. Most know about the 30-year option, but what about the 15-year fixed...

Posted on 08/21/2022

11 Waxwing Court, Bluffton, SC 29910 now has a new price of $820,000!

Tuscan-style, paver entrance with Italian tile porch gives visitors a transformative welcome at the custom front door. Home is bursting w/incredible features! Stone façade w/upgraded landscaping surrounds the home. Gorgeous chef's kitchen w/gas cooktop & 2 ovens will dazzle as the open concept floor plan creates a sense of spaciousness. Abundant pantry & storage closets, large owner's suite w/custom WIC, regal staircase railing & open loft w/bedroom, bathroom, & closets upstairs! Covered, expanded, paver rear lanai & patio with Pergola & FP--ideal for entertaining friends & family. Whole house generator &...

Posted on 08/17/2022

197 Cutter Circle, Bluffton, SC 29909 now has a new price of $955,000!

Enjoy long lagoon & fountain views from the 2020 covered lanai in this stunning, custom-built home in desirable Riverbend 55+ Sun City. This home wows when one enters the grand entry Foyer with 23'-high ceilings & wall of windows, crystal chandelier, ArcusStone fireplace, built-ins, 2020 Pecan 5.5" plank wood, Travertine & Cherry wood floors. Great Room w/large bay window wall. Owners' Bedroom suite w/large sitting area & Travertine bath. Gourmet Kitchen w/granite, SS 2020 refrigerator & dishwasher, also gas cooktop, double ovens, breakfast bar & table. 3-car side-load garage w/ramp. 2020 pool table conveys! View 3D...

Posted on 08/12/2022

118 Northlake Boulevard, Bluffton, SC 29909 now has a new price of $500,000!

Captivating Castlerock with Carolina Room overlooking lagoon in 55+ Sun City. HUGE kitchen island & bar area--great for baking, cooking or entertaining. Open floor plan is inviting & spacious. 2 large bedrooms & a den/office. Tray ceiling in Owners' bedroom. Gleaming wood floors in all living areas & tile in foyer, kitchen, Carolina Room, laundry & bathrooms. Extended garage length & driveway width. Utility sink in garage. Beautiful roses, Canna Banana & Crepe Myrtles adorn front of home. Enjoy the birdlife in the lagoon. Convenient location to Lakehouse pools, spas, fitness, pickleball, tennis, dogpark, Argent...

Posted on 07/30/2022

Video Tour - 197 Cutter Circle, Bluffton, SC 29909

Enjoy the long lagoon and fountain views from the 2020 covered lanai in this stunning custom-built home in private Riverbend area of Sun City. An open floor plan with grand entry Foyer, 23'-high ceilings, fabulous crystal chandelier, stone fireplace, built-in cabinets, 2020 Pecan 5.5" plank wood, travertine & Cherry wood floors. Great Room with large bay windows, Owners' Bedroom suite with large sitting area & spa bath, 3 additional bedrooms & 3 baths, Gourmet Kitchen with granite, stainless steel refrigerator, recent dishwasher, gas cooktop, double ovens, breakfast bar & table, 3-car side-load garage with handicap ramp. 3D...

Posted on 07/30/2022

Another Property Sold - 23 Heathrow Avenue, Bluffton, SC 29910

Move right into this beautifully landscaped & maintained Tangerly Oak w/Loft in sought-after 55+ community. Inviting open floor plan. Gourmet kitchen: SS appliances, white cabinetry, granite counters, subway tile backsplash, huge island, walk-in pantry, double wall ovens w/convection, gas cooktop & vent hood. Primary suite with custom accent wall & tray ceiling, 0-entry shower, huge WIC. Recently updated quartz counters, lights, mirrors, sinks & faucets in Primary bath. Generously sized guest rooms: one with en-suite & large WIC. Loft offers multiple bonus room options. Extra golf cart/storage in extended garage leads to...

Posted on 07/30/2022

197 Cutter Circle, Bluffton, SC 29909 is now new to the market!

Enjoy the long lagoon and fountain views from the 2020 covered lanai in this stunning custom-built home in private Riverbend area of Sun City. An open floor plan with grand entry Foyer, 23'-high ceilings, fabulous crystal chandelier, stone fireplace, built-in cabinets, 2020 Pecan 5.5" plank wood, travertine & Cherry wood floors. Great Room with large bay windows, Owners' Bedroom suite with large sitting area & spa bath, 3 additional bedrooms & 3 baths, Gourmet Kitchen with granite, stainless steel refrigerator, recent dishwasher, gas cooktop, double ovens, breakfast bar & table, 3-car side-load garage with handicap ramp. 3D...